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Trusted Insurance Partner

Protect What Matters Most to You

BikBat Insurance Agency offers comprehensive, tailored insurance solutions for individuals, families, and businesses β€” giving you the confidence to live, work, and grow without worry.

SMEBusiness Solutions
RetailPersonal Cover
InvestUnit Trusts

Trusted insurer partners we work with

Jubilee Insurance
ICEA LION
Britam
CIC Insurance
OLDMUTUAL
Jubilee Insurance
ICEA LION
Britam
CIC Insurance
OLDMUTUAL
Jubilee Insurance
ICEA LION
Britam
CIC Insurance
OLDMUTUAL

Your Trusted Protection Partner

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About Us

At BikBat Insurance Agency, we specialize in protecting individuals, small and medium enterprises (SMEs) with tailored insurance strategies designed to reduce risk, protect assets, and support sustainable growth.

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Our Mission

To simplify insurance and provide personalized protection that empowers individuals, families and SME businesses to live confidently, knowing that what matters most is secure.

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Our Promise

Our goal is to understand your needs, explain your options clearly, and provide coverage you can trust. Therefore, we promise: Affordable coverage. Trusted guidance. Real peace of mind.

Insurance for Every Need

From protecting your business assets to covering your family's health, we have a solution for every stage of life.

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Business Property Insurance

Protect buildings, equipment, inventory, and assets from fire, theft, and natural disasters.

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General Liability Insurance

Protection against third party claims and legal costs β€” essential for every business.

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Retirement Solutions

Savings for retirement is important for your staff. Help them plan a secure financial future.

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Health Insurance

Your staff's health is very important for optimal productivity. Keep your team fully covered.

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Workers' Compensation / GPA

Protect employees and company from workplace injury risks and Group Personal Accident claims.

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Professional Indemnity

Essential for service-based businesses. Covers errors, omissions, and negligent claims.

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Business Interruption

Maintain cash flow even when operations are temporarily halted by unforeseen events.

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Cyber Security

Protection against data breaches, ransomware, and digital threats to your business.

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Car Insurance

Comprehensive coverage for private and commercial vehicles β€” from minor accidents to total loss.

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Individual & Family Medical

Comprehensive medical solutions tailored for individuals and families at every stage of life.

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Travel Insurance

Travel with peace of mind β€” medical emergencies, cancellations, delays, and lost baggage covered.

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Personal Accident Covers

Financial protection for you and loved ones in the event of accidental injury or disability.

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Inpatient & Outpatient Care

Comprehensive coverage reducing out-of-pocket expenses for hospitalization, surgery, and consultations.

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Day Care & Surgery

Coverage for minor surgical procedures and treatments that do not require an overnight hospital stay.

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Specialist Care

Access to specialized medical professionals and consultants within a broad healthcare network.

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Overseas Treatment

Medical protection extending beyond borders for specialized treatments unavailable locally.

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Emergency Evacuation

Swift medical evacuation and transport during critical, life-threatening emergencies.

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Critical Illness Cover

Financial protection and security when life takes an unexpected turn with a severe diagnosis.

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Personal Accident Cover

Financial protection for you and your business safeguarding against unexpected accidental injuries.

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Children's Medical Cover

Dedicated standalone medical cover ensuring your children's health and wellness is prioritized.

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Medical Cover for Life

Lifelong medical coverage ensuring continuous protection with no ageing limit restrictions.

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Wellness & Preventive Care

Supports overall wellness with regular check-ups, early diagnosis, and vaccination coverage.

Why Choose BikBat?

We are more than just an insurance agency. We are your trusted partner β€” providing expert guidance to help you make the right protection decisions for your life and business.

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Tailored Cover

Solutions designed around your unique needs

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Expert Advice

Experienced brokers who guide you every step

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Fast Claims

Efficient, hassle-free claims processing

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Best Value

Competitive rates from leading insurers

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Needs Assessment First

We start by understanding your risks and goals β€” then find coverage that actually fits.

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Wide Insurer Network

We work with multiple reputable insurers to compare and secure the best policy at the best price.

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Dedicated Support

A real person is always available to answer questions, review your policy, or assist with a claim.

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Trusted & Compliant

We operate with full regulatory compliance, ensuring your interests are always protected.

Grow Your Wealth Alongside Your Protection

Beyond insurance, BikBat helps you build wealth through smart, low-risk investment options that work for you.

Start Investing

πŸ’° Money Market & Fixed Income Funds

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Unit Trusts with very competitive returns
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Low risk investment vehicles
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Quick and easy access to your funds
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Suitable for individuals and businesses
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Professional fund management

Got Questions?
We Have Answers.

Can't find what you're looking for? Reach out on WhatsApp.

What types of insurance do you offer?
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We offer a full range of covers including health, motor, travel, home, professional indemnity, business interruption, cyber security, workers' compensation, and investment solutions β€” for both individuals and businesses.

How do I file a claim?
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Simply call us on 0740 981 104 or email info@bikbatinsurance.com as soon as an incident occurs. We will guide you through the entire claims process and liaise with your insurer on your behalf to ensure a smooth, fast resolution.

Is using an insurance broker more expensive?
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Not at all. As a broker, BikBat is compensated by the insurer through commission β€” which is already built into the premium. You pay the same price you would directly, but you gain our expertise, comparison across multiple insurers, and ongoing support at no extra cost.

How quickly can I get covered?
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For most personal covers like motor, travel, and home insurance, we can have you covered within the same business day once the required information and payment are received. Corporate and SME covers may take a little longer depending on complexity.

Can I cover my whole family under one policy?
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Yes! We offer family medical solutions that cover you, your spouse, and your children under a single plan. This is often more cost-effective than individual plans and ensures the whole family is protected.

What documents do I need to get a quote?
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Requirements vary by product. For motor you'll need your logbook and national ID. For health cover, a list of family members. For business covers, basic company details. Fill in our quote form and we will let you know exactly what's needed.

How do the Unit Trust investment solutions work?
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We connect you with money market and fixed income Unit Trusts managed by regulated fund managers in Kenya. These offer competitive returns, low risk, and easy liquidity β€” meaning you can access your money quickly when you need it.

Talk to an Expert Today

Have a question or ready to get covered? Our team is here to help you find the right solution.

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Location

Ngong Town, Astrol Petrol Station, 2nd Floor

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